Rated annuity, impaired risk,
medically underwritten and standard immediate annuity income for life quote systems.
Single
Premium
Immediate
Annuity
Quotes by SPIA Quote.com
Impaired
risk
age rated single premium immediate annuities are medically underwritten and can increase
client income payouts! A retirement planning advantage.
Did
you realize that poor health could actually be a benefit when purchasing an
immediate annuity?
Key Benefits
SPIAQuote.com has teamed up with top insurance companies to distribute the best rated
immediate annuity quotes available in the market.
Clients that are
in poor health and need as much income
as possible may have their life expectancy shortened, which allows the
insurance carrier to pay higher income due to the shortened life expectancy.
For example we recently had a male age 79 rated to age 87. This increased his
income payment from $10,312 to $14,809 that is 40% more income to spend or buy
life insurance.
For estate planning, the income from an impaired risk immediate annuity
can be used to purchase life insurance. The higher the payout the more life
insurance coverage your client can purchase.
There are no charges or fees to get an impaired
risk quote and the standard rates will be applied if no rating is offered. So
basically getting an underwritten SPIA quote can only help!
Pricing -
Conditions which may merit review include
Heart
disease
Diabetes
Cancer
Chronic
Lung Disease
Stroke
Chronic
conditions affecting the kidney, pancreas, or liver functions
Multiple Sclerosis
Muscular Dystrophy
Paraplegia or Quadriplegia
Parkinson's Disease
ALS
Alzheimer's
We will need by
fax email or mail the history of illness, including date of diagnosis,
any changes in condition, other significant health conditions and
pertinent past histories.
Acceptable forms of medical information:
Hospital discharge summaries for last 5 years
Medial report from time of diagnosis
Most recent medial report
Attending physicians statement (APS)
Feel free to call with any
questions 800-373-9697
