​​​A top concern of seniors and retirees is the risk of outliving their retirement nest egg. The Single Premium immediate Annuity (SPIA) is the insurance solution to their concerns. The SPIA insures a guaranteed lifetime income. SPIA's have powerfully options, such as beneficiary  guarantees, liquidity, health waivers and even inflation protection. Payments include principal and interest and therefore offer higher immediate payout percentages than other insurance products.

​We will provide an impartial recommendation based on pricing and carrier strength.
Jeff Affronti has been working with immediate annuities every day for the last 20 years! Over 20 years experience and a billion dollars placed with in fixed annuities as an IMO and an agent! Jeff started SPIAQuote.com in 2006 after being completely immersed in the immediate annuity marketplace for over 10 years. Working directly under a 35 year insurance industry veteran, with our collective finger on the pulse of immediate annuities and felt it beginning to throb. Foreseeing an influx of new income annuity products and less experienced fixed type  insurance sales personnel, SPIA Quote.com was created to educate and simply show the math and what best preforms as a quality immediate income insurance product.
We have a friendly client oriented approach and are immediate annuity experts, try us and see why our clients say they are so glad they found us!

SPIA Features

 Definitely request an immediate annuity quote from us before you decide on a lifetime!

Is there an advantage purchasing through my SPIAQuote.com?

  • Our clients have access to specially priced group annuity products as well as the mainstream fixed annuities that are widely available. 
    We will illustrate rates from multiple companies in the annuity marketplace to offer the most competitive and appropriate products. 

  • Clients will be working directly with experienced industry veterans who will patiently walk you through the carriers immediate annuity features and pricing. Additionally, client who purchase will receive excellent service on their in-force policies for years down the road. 


In today's tumultuous economic times you can't afford to take chances....

YOU deserve a worry-free and guaranteed retirement income.

All it takes to get started is a simple phone call to 800-373-9697.


  • Longevity Protection
  • Lifetime Income Options
  • Joint Lifetime Income Options
  • Return Of Premium Guarantees
  • Cost Of Living Increases
  • 5 - 50 Years Of Payments
  • Quality Insurance Carriers
  • Monthly, Quarterly, Semi-Annual, Annual Payment Modes 
  • No Annual/Up Front Fees
  • Tax Exclusion Ratio
  • ​Impaired Risk Medically Underwritten
  • Turn a portion of your savings into a retirement income.
    Income is guaranteed with no fluctuation and no market risk.

  • Get payouts for the rest of your life or for a specific number of years.
  • Receive monthly, quarterly, semi-annual or annual payouts deposited directly into your account.
  • Take the hassle out of required distributions from IRAs.

single premium immediate annuities


single premium immediate annuity

The Insurance Product Built To Guarantee Lifetime Income


Mon-Fri 8:00am-4:30pm PST

Our Mission:

Providing the highest guaranteed income payments from secure and highly rated insurance companies. We often find the highest income payments. Make sure you are too!

© 2019 All Right Reserved  |  A DBA & domain of FSD Financial Services

Not all products are available in all states. We do not offer tax or legal advice. Fixed annuities are insurance products.
Rates shown are subject to change at any time.  For firm confirmation of current rates, a written proposal should be requested by calling call (800) 373-9697.
Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Licensed in most states. Managing general agency CA Insurance License #0B67385