• Longevity Protection
  • Lifetime Income Options
  • Joint Lifetime Income Options
  • Return Of Premium Guarantees
  • Cost Of Living Increases
  • 5 - 30 Years Of Payments
  • Quality Insurance Carriers
  • Monthly, Quarterly, Semi-Annual, Annual Payment Modes 
  • No Annual/Up Front Fees
  • Tax Exclusion Ratio
  • ​Impaired Risk Medically Underwritten
  • Turn a portion of your savings into a retirement income.
    Income is guaranteed with no fluctuation and no market risk.

  • Get payouts for the rest of your life or for a specific number of years.
  • Receive monthly, quarterly, semi-annual or annual payouts deposited directly into your account.
  • Take the hassle out of required distributions from IRAs.
  • Commutation and Liquidity Features

In today's tumultuous economic times you can't afford to take chances....

YOU deserve a worry-free and guaranteed retirement income.

All it takes to get started is a simple phone call to 800-373-9697.

Managing general agency is FSD Insurance & Financial Services | CA Insurance License #0B67385 & 0B91910 | Since 1996
Non Resident Licenses AZ, CO, CT, FL, HI, ID, IL, IA, LA, MD, MI, NV, NJ, NC, OH, OR, PA, SC, TN, TX, UT, VA, WA, WI


Welcome to SPIAQuote.com - Your Trusted Source for Immediate Annuities!

At SPIAQuote.com, we understand that one of the biggest concerns for seniors and retirees is the fear of outliving their retirement savings. That's why we offer the Single Premium Immediate Annuity (SPIA), a reliable insurance solution designed to address this very concern. With SPIA, you can enjoy the peace of mind that comes with a guaranteed lifetime income.

What sets SPIA apart is its powerful array of options tailored to meet your specific needs. These options include beneficiary guarantees, liquidity, and even inflation protection. Unlike other insurance products, SPIA payments consist of both principal and interest, resulting in higher immediate payout percentages.

Why choose SPIAQuote.com? Because we provide impartial recommendations based on pricing and carrier strength. Our founder, Jeff Affronti, has been immersed in the world of immediate annuities for over 25 years, placing a staggering billion dollars within fixed annuities as an IMO and an agent. With our deep industry knowledge and experience, we have our finger on the pulse of immediate annuities.

In 2006, Jeff started SPIAQuote.com after recognizing the growing demand for income annuity products and the need to educate individuals and advisors about their options. We believe in simplicity and transparency, empowering our clients by showcasing the math and identifying the best-performing quality immediate income insurance products.

What sets us apart is our friendly and client-oriented approach. We are immediate annuity experts dedicated to providing you with the information and guidance you need to make informed decisions. Don't just take our word for it - our clients are thrilled to have found us and appreciate the exceptional service we provide.

Experience the difference with SPIAQuote.com. Contact us today and let us help you secure a worry-free retirement with our trusted immediate annuity solutions.

SPIA Features

 Definitely request an immediate annuity quote from us before you decide on a lifetime!

Is there an advantage purchasing through my SPIAQuote.com?

  • Our clients have access to specially priced immediate annuity products as well as the mainstream fixed annuities that are widely available.
  • We will illustrate rates from multiple companies in the annuity marketplace to offer the most competitive and appropriate products. 
  • At SPIAQuote.com, we believe in providing our clients with the highest level of expertise and personalized service. When you choose us, you'll have the privilege of working directly with seasoned industry veterans who will guide you through the various features and pricing options of immediate annuities. We understand that navigating insurance policies can be complex, so we take the time to patiently explain everything to you, ensuring that you have a clear understanding of your choices.



single premium immediate annuity

The Insurance Product Built To Guarantee Lifetime Income


Mon-Fri 8:00am-4:30pm PST

© 2023 All Right Reserved  |  A DBA & domain of FSD Insurance and Financial Services

Not all products are available in all states. We do not offer tax or legal advice. Fixed annuities are insurance products.
Rates shown are subject to change at any time.  For firm confirmation of current rates, a written proposal should be requested by calling call (800) 373-9697.
Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Licensed in most states. Managing general agency CA Insurance License #0B67385 

single premium immediate annuities

Our Mission:

To deliver personalized service in the search for guaranteed immediate annuity income.  Working with SPIA’s daily since 1996 gives us unique experience and expertise in this marketplace.  We often find the highest income payments. Make sure you are too!