single premium immediate annuities


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Not all products are available in all states. We do not offer tax or legal advice. Fixed annuities are insurance products.
Rates shown are subject to change at any time.  For firm confirmation of current rates, a written proposal should be requested by calling call (800) 373-9697.
Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Licensed in most states. Managing general agency CA Insurance License #0B67385 

Quotes are not intended as a complete discussion of immediate annuity contracts. In order to obtain a complete understanding, please read the annuity contract/specimen carefully. Quote are not intended to be a substitute for the annuity contract. The terms of the annuity contract are controlling in all cases. This material is for informational or educational purposes only, and is not a recommendation to buy, sell, hold or rollover any asset. It does not take into account the specific financial circumstances, investment objectives, risk tolerance, or needs of any specific person. You should work with your agent to discuss your specific situation. In providing this information, SPIAQuote.com (FSD Insurance Services) is not acting as a fiduciary as defined by the Department of Labor

A Single Premium Immediate Annuity and/or certain product features may not be available in all states. SPIAQuote.com (FSD Insurance Services) is not licensed in all states and specifically not in New York. Annuity contracts contain limitations. Please consult the annuity contracts for more details regarding these limitations such as, if applicable, varying surrender periods, surrender charges associated with commutation withdrawals and market value adjustments. Immediate Annuity contracts involve investment risk including possible loss of value. Guarantees are based on the claims-paying ability of the issuing insurance company. Neither SPIAQuote.com (FSD Insurance Services) nor its representatives provide legal or tax advice. For legal or tax advice concerning your specific situation, please consult an attorney or tax professional.

This is a solicitation for insurance.


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This site should only be used as a guide. If you have specific questions please call us @ 800-373-9697. All information is subject to change and human error. Tax and legal information on this site should not be relied upon, always check with a profession tax or legal advisor.

This website may not be copied without permission from Jeff Affronti.

Not all annuity products are available in all states. FSD Financial Services adheres to all state laws where it conducts business. Annuity rates shown are subject to change at any time. For firm confirmation of current rates a written proposal should be requested or call (800) 373-9697. 
Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax.

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This website may only be used for the following permitted activities: use authorized in writing by FSD Financial Services; requesting illustrations for fixed annuities. FSD staff carrying out their duties; and temporary browsing as a genuine customers of FSD Financial, or for personal non commercial interest.

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Earnings and pre-tax premium payments are subject to income tax at withdrawal. Withdrawals prior to age 59½ are generally subject to a 10% IRS penalty tax. FSD Financial Services does not offer tax advice. For specific tax information, consult your attorney or tax advisor. Product and feature availability, as well as benefit provisions can vary by state. Contact an FSD annuity expert professional for company specific product details and limitations.